This training program will cover the basics of how to craft an effective commercial loan write-up. Two standard commercial loan write-ups will be presented in order to illustrate the concepts.
Why You Should Attend
The webinar will begin with a brief overview of loan write-ups or credit memorandums including types, styles, and necessary component parts (relationship information, financial analysis, management review, and risk assessment/mitigation).
The financial analysis section will highlight “liquidity, activity, leverage, operating performance, and cash flow analysis.” The session will also cover additional important loan write-up items including assessing the company’s strategic plan - marketing, financing, and management.
Areas Covered in the Webinar
- Review effective commercial loan write-ups
- Discuss types, styles, and component parts
- Cover the financial analysis section
- Assess the company’s strategic plan
- Summarize the concepts by reviewing two loan write-ups
Who Will Benefit
- Commercial Lenders
- Credit Analysts
- Loan Documentation Specialists
- Relationship Managers
- Branch Managers
- Private Bankers
- Business Development Officers
- Bank Directors
- Compliance Managers and Officers
- Risk Managers and Officers
- Presidents/ Vice Presidents
- Managers/ Supervisors
- Sales Representatives
- Marketing Personnel
- Retail Businesses Owners
- Maintenance and Security Employees
- Stock Room Personnel
- Business Vendors
David L. Osburn is the founder of Osburn & Associates, LLC, a business training and contract CFO firm that provides webinars, seminars, and keynote speeches for CPAs, bankers, attorneys, credit managers, and business owners on topics such as banking/finance/credit, negotiation skills, marketing, and management issues.
Mr. Osburn’s contract CFO clients include medical practitioners, financial institutions, law firms, CPA firms, architects, real estate developers, and contractors. His extensive professional background of over 30 years includes 16 years as a business trainer/contract CFO and 16 years as a bank commercial lender including the position of vice president/senior banking officer. His banking credentials include loan underwriting, loan work-out, management, and business development.
He has been an adjunct college professor (MBA and undergraduate courses) for over 30 years, teaching at Regis University and the College of Southern Nevada. He holds an MBA from Utah State University, a BS in Finance from Brigham Young University, and is a graduate of the ABA National Commercial Lending School at the University of Oklahoma. Additionally, Mr. Osburn holds the professional designation of Certified Credit & Risk Analyst (CCRA) as granted by the National Association of Credit Management (NACM).